We Proudly Partner with Florida Blue and Have Been Licensed Agents Since 1996.
Health Insurance Market Certified and yearly Circle of Champion Broker
Use our personal help and health industry knowldege with no additional cost to find your plan.
Support and guidance how to use your plan throughout the year.
We are a local Florida broker serving Ponte Vedra Beach, Nocatee, Jacksonville and Orlando.
Helpful Tools and Resources
2020 BeterYou Strides Program
Earn $500 Towards Your Premium
Health Plan Overviews
Enrollment and Subsidy Information for Consumers
2020 Poverty Levels for Financial Assistance
Provider Directory, Medication Guide and Billing
2021 BlueOptions, Blue Select, BlueCare (non-HSA): Care Choices Medication Guide
2021 BlueOptions, Blue Select, BlueCare (HSA only): Care Choices (HSA) Medication Guide
2021 myBlue: ValueScript Rx Medication Guide
Direct Enrollment and Quoting Link
DIRECT ENROLL WITH CMA & Health Sherpa / Quick Subsidy Calcculator
Common Health Insurance Terms and Definitions
Coinsurance—the amount you pay to share the cost of covered services after your deductible has been paid. The coinsurance rate is usually a percentage. For example, if the insurance company pays 80% of the claim, you pay 20%.
Copayment—one of the ways you share in your medical costs. You pay a flat fee for certain medical expenses (e.g., $10 for every visit to the doctor), while your insurance company pays the rest.
Deductible—the amount of money you must pay each year to cover eligible medical expenses before your insurance policy starts paying.
Out-of-pocket maximum—the most money you will pay during a year for coverage. It includes deductibles, copayments, and coinsurance, but is in addition to your regular premiums. Beyond this amount, the insurance company will pay all expenses for the remainder of the year.
Effective date—the date on which a policyholder's coverage begins.
Blue Cross Blue Shield Florida Blue Blue Cross Blue Sheild of Florida Health Options
